We understand the value of a good employee and the impact they have on your company. We also understand that a diverse, comprehensive benefits package is one of the best ways to recruit and retain those premier employees. It can be overwhelming, however, to conceive of adding even more to your already overflowing plate of responsibilities. We lighten that burden by implementing flexible group benefit plans that have been proven to satisfy both employee and employer.
As a trusted benefit plan Advisor for over 30 years, we have helped hundreds of employers throughout the U.S. achieve their business goals while taking control of their benefit programs. Our tax-advantaged and consumer-driven health plans combined with the appropriate voluntary benefits work together or individually based on your particular needs. Whether utilizing an HRA, FSA, or HSA, our services includes customized plan design, administrator selection, employee communication, and regular program maintenance.
Our expertise allows us to work closely with your company to tailor a solution that is right for your needs and your budget. We work with companies of all sizes and offer a full range of products suitable to fit perfectly within a given price structure.
Our clients accept that there is no cookie-cutter method or plan that works for everyone. We use our comprehensive evaluations to help you determine which plans would work best for you and your employees.
A flexible spending account (FSA) is one of the most valuable employee benefits an employer can offer. It allows you to pay for qualified healthcare, dependent care and certain transportation expenses with pre-tax dollars.
A Health Savings Account (HSA) allows you to make tax-deductible contributions for future out-of-pocket expenses for you and your family - including your spouse and dependent children - even if they're not covered by your High Deductible Health Plan (HDHP). You can use the funds in your account to pay for current medical expenses, including expenses that your insurance may not cover, or save the money in your account for future needs.
Health Reimbursement Accounts (HRAs) are defined contribution benefits established by an employer for their employees, in which an employer determines a specific amount of pre-tax dollars to assist employees with certain medical expenses. An HRA is typically combined with a High Deductible Health Plan (HDHP) allowing the employer to reduce plan costs as well as help employees pay for a portion of the higher out-of-pocket expenses associated with an HDHP.
Benefits are our Business...
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